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Free Monthly Debt Management Calculator UK
A Personal Free Statement Of Affairs Template Form.

Use our free monthly debt management calculator UK and statement of affairs template to work out your household budget to calculate the best way to get out of debt - Complete YOUR DETAILS ACCURATELY below to ensure that your statement of affairs is correct, once complete you can print off a copy of your personal debt calculator uk form to help you with working out your finances or to provide your debt counselor with a full breakdown of your income and outgoings as part of your free debt advice assessment...

Income Details

Enter full details of all of your monthly income:

	Amount (£)
Your Monthly Wages (after tax)
Your Partner's Wages (after tax)
Benefits (Working Tax Credits, Income Support, DLA, etc)
Other Income (e.g. maintenance payments, other jobs, etc)

Expenses

Enter full details of your monthly household expenditure:

	Amount (£)
Mortgage payment (This will auto complete from lower in the form)
Secured/HP loans (This will auto complete from lower in the form)
Rent (Do not complete if you have a mortgage)
Management Charge (e.g. If you have a leasehold property)
Council Tax
Electricity
Gas
Oil
Water Rates
Home Telephone
Mobile Phone
TV Licence
Satellite/Cable TV
Internet Services
Groceries etc.
Clothing
Petrol/Diesel
Road Tax (car)
Car Insurance (including breakdown cover)
Car Maintenance (including MOT)
Car Parking
Other Travel
Childcare/Nursery
Other child related expenses
Medical (prescriptions, dentists, opticians etc.)
Pet Insurance/Vet bills
Building Insurance
Contents Insurance
Life Assurance
Other Insurance
Presents (birthday, christmas etc.)
Haircuts
Entertainment
Holiday
Household Emergency Fund (e.g. for repairs)

Mortgage, Secured Debt and Hire Purchase details

Enter details of your monthly secured debt payments: (i.e - any finance that is secured on your home - Mortgage, Home Loans, etc)

Debt description	Current Balance (£)	Monthly payment (£)	Annual Rate (%)
Mortgage
Secured debt
Hire Purchase (HP)

Unsecured Debts

Enter details of your monthly unsecured debt payments: (i.e - credit cards, loans, car finance, mail order catalogues, etc)

Debt description	Current Balance (£)	Monthly/Min Payment (£)	Annual Rate (%)

Your Assets

Enter full details of the value of your assets below:

Asset	Value (i.e - £10,000.00)
Cash
House value (gross)
Shares & bonds
Car(s)
Other assets (e.g. endowments, jewellery)

Additional Information

Optional information, but very useful for anyone reviewing your personal finance statement:

How many adults live in your household
How many children live in your household
Number of cars in your household

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Error Messages (If Applicable)

Here is your Personal Summary of Your Monthly Income, Expenses and Surplus

Total monthly income (incl. All Income & Benefits): £

Total Monthly Expenses (incl. HP & secured debts): £

Total Amount Available for Repaying your Debts: £

Amount Required Per Month To Repay Your Debts: £

Your Current Monthly Surplus (shortfall if negative) £

IMPORTANT:~ If either your Current Monthly Surplus or Amount Available to repay your Debts above show a negative figure (I.E A Shortfall), then you could benefit from a no obligation chat with a debt expert to find out how to deal with your debt problem and get your finances back on track.

Your Personal Financial Statement

Your Total Assets Value: £

Total Secured & HP Debt: £

Your Total Unsecured Debt: £

Current Net Assets/Liabilities: £

IMPORTANT:~ If your Current Net Assets/Liabilities above shows a negative figure (I.E A Liability), then you could benefit from a no obligation chat with a debt expert to find out how to deal with your debt problem and get your finances back on track.